The “50/30/20 rule” encourages you to only spend half of your monthly income on necessary expenses. Most budgeting templates are a zero-sum budget where you assign a budget category for each dollar you earn. Want a way to automatically pull your data into your spreadsheet from your bank? Check out Tiller which syncs with over 21,000 banks! 2. You can modify the income and expense categories to fit your personal spending plan. Expenses – Groceries, giving, “His” and “Her” spending, vehicle and gas, etc. ![]()
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